Fixed Deposit Rates

Fixed Deposit Rates - At Maturity
(01st August 2026)
PeriodNormalAERSenior CitizensAER
1 month 11.12%11.70%11.12%11.70%
3 months11.41%11.91%11.41%11.91%
6 months11.63%11.97%11.63%11.97%
12 months 12.60%12.60%13.10%13.10%
13 months13.13%13.06%13.63%13.56%
15 months 13.13%12.93%13.63%13.41%
18 months 13.13%12.73%13.63%13.20%
24 months15.00%14.02%15.50%14.46%
30 months15.00%13.59%15.50%14.00%
36 months 15.50%13.57%15.50%13.57%
48 months 15.50%12.82%15.50%12.82%
60 months16.00%12.47%16.50%12.79%

Fixed Deposit Rates - At Monthly
(01st August 2026)
PeriodNormalAERSenior CitizensAER
1 month----
3 months10.85%11.41%10.85%11.41%
6 months11.05%11.63%11.05%11.63%
12 months11.90%12.57%12.40%13.13%
13 months12.40%13.13%12.90%13.69%
15 months 12.40%13.13%12.85%13.63%
18 months 12.40%13.13%12.85%13.63%
24 months14.00%14.93%14.25%15.22%
30 months14.00%14.93%14.25%15.22%
36 months14.00%14.93%14.25%15.22%
48 months14.00%14.93%14.25%15.22%
60 months14.00%14.93%14.25%15.22%

Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor

(as per Direction no 02 of 2025)