Fixed Deposit Rates

Fixed Deposit Rates - At Maturity
(20th January 2026)
PeriodNormalAERSenior CitizensAER
1 month 8.68%9.03%8.68%9.03%
3 months9.26%9.59%9.26%9.59%
6 months9.68%9.91%9.68%9.91%
12 months 11.18%11.18%11.68%11.68%
15 months 11.18%11.03%11.68%11.52%
18 months 11.18%10.89%11.68%11.36%
24 months12.50%11.80%13.00%12.25%
36 months 13.00%11.60%13.50%12.00%
48 months 12.00%10.30%12.50%10.67%
60 months13.50%10.87%14.00%11.20%

Fixed Deposit Rates - At Monthly
(20th January 2026)
PeriodNormalAERSenior CitizensAER
1 month----
3 months8.89%9.26%8.89%9.26%
6 months9.28%9.68%9.28%9.68%
12 months10.64%11.18%11.10%11.68%
15 months 10.64%11.18%11.10%11.68%
18 months 10.64%11.18%11.10%11.68%
24 months11.84%12.50%12.28%13.00%
36 months12.28%13.00%12.73%13.50%
48 months11.39%12.00%11.89%12.50%
60 months12.73%13.50%13.23%12.75%

Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor

(as per Direction no 02 of 2025)