Fixed Deposit Rates

Fixed Deposit Rates - At Maturity
(01st october 2026)
PeriodNormalAERSenior CitizensAER
1 month 10.26%10.76%10.26%10.76%
3 months10.59%11.02%10.59%11.02%
6 months10.75%11.04%10.75%11.04%
9 months 11.38%11.54%11.38%11.54%
12 months12.88%12.88%13.38%13.38%
15 months 12.88%12.68%13.38%13.17%
18 months 12.88%12.50%13.38%12.97%
24 months15.00%14.02%15.50%14.46%
30 months15.00%13.59%15.50%14.00%
36 months 15.50%13.57%15.50%13.57%
48 months 15.50%12.82%15.50%12.82%
60 months16.00%12.47%16.50%12.79%

Fixed Deposit Rates - At Monthly
(01st october 2026)
PeriodNormalAERSenior CitizensAER
1 month----
3 months10.11%10.59%10.11%10.59%
6 months10.25%10.75%10.25%10.75%
9 months10.83%11.38%10.83%11.38%
12 months12.18%12.88%12.62%13.38%
15 months 12.18%12.88%12.62%13.38%
18 months 12.18%12.88%12.62%13.38%
24 months14.00%14.93%14.25%15.22%
30 months14.00%14.93%14.25%15.22%
36 months14.00%14.93%14.25%15.22%
48 months14.00%14.93%14.25%15.22%
60 months14.00%14.93%14.25%15.22%

Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor

(as per Direction no 02 of 2025)