Fixed Deposits

We encourage you to invest in Fixed Deposits as a saving tool for your future.

You can apply for fixed deposits of minimum one (1) month to a maximum of five (5) years.

Government Advance income tax is applicable.

Fixed Deposit Rates - At Maturity
(03rd April 2026)
PeriodNormalAERSenior CitizensAER
1 month 8.77%9.13%8.77%9.13%
3 months9.22%9.54%9.22%9.54%
6 months9.80%10.04%9.80%10.04%
12 months 11.30%11.30%11.80%11.80%
15 months 11.30%11.15%11.80%11.64%
18 months 11.30%11.00%11.80%11.48%
24 months14.00%13.14%14.50%13.58%
36 months 14.00%12.40%14.50%12.79%
48 months 14.50%12.12%15.00%12.47%
60 months14.50%11.52%15.00%11.84%

Fixed Deposit Rates - At Monthly
(03rd April 2026)
PeriodNormalAERSenior CitizensAER
1 month----
3 months8.85%9.22%8.85%9.22%
6 months9.35%9.76%9.35%9.80%
12 months10.75%11.30%11.20%11.80%
15 months 10.75%11.30%11.20%11.80%
18 months 10.75%11.30%11.20%11.80%
24 months12.25%12.96%12.50%14.50%
36 months13.00%13.80%13.50%14.37%
48 months13.00%13.80%13.50%14.37%
60 months13.00%13.80%13.50%14.37%

Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor

(as per Direction no 02 of 2025)


Eligibility

  • You have to deposit a minimum 10,000 LKR 
  • You have to invest minimum 1-month duration to a maximum of 5 years
  • You must be aged 18 and above

How to apply?

Visit nearest Softlogic Finance and Speak to one of our staff who will guide you.
Please call – Ms. Dilnika Soysa - 0703 236 270

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