Fixed Deposits
We encourage you to invest in Fixed Deposits as a saving tool for your future.
You can apply for fixed deposits of minimum one (1) month to a maximum of five (5) years.
Government Advance income tax is applicable.
Fixed Deposit Rates - At Maturity
(19th November 2025)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | 7.68% | 7.96% | 7.68% | 7.96% |
| 3 months | 8.14% | 8.39% | 8.14% | 8.39% |
| 6 months | 8.52% | 8.70% | 8.52% | 8.70% |
| 12 months | 10.02% | 10.02% | 10.52% | 10.52% |
| 15 months | 10.02% | 9.90% | 10.52% | 10.39% |
| 18 months | 10.02% | 9.78% | 10.52% | 10.26% |
| 24 months | 10.77% | 10.25% | 11.27% | 10.70% |
| 36 months | 11.02% | 9.99% | 11.52% | 10.40% |
| 37 months | 12.50% | 11.15% | 13.00% | 11.55% |
| 48 months | 11.90% | 10.22% | 12.40% | 10.59% |
| 60 months | 13.50% | 10.87% | 14.00% | 11.20% |
Fixed Deposit Rates - At Monthly
(19th November 2025)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | - | - | - | - |
| 3 months | 7.85% | 8.14% | 7.85% | 8.14% |
| 6 months | 8.20% | 8.52% | 8.20% | 8.52% |
| 12 months | 9.54% | 9.97% | 10.04% | 10.52% |
| 15 months | 9.54% | 9.97% | 10.04% | 10.52% |
| 18 months | 9.54% | 9.97% | 10.04% | 10.52% |
| 24 months | 10.23% | 10.72% | 10.73% | 11.27% |
| 36 months | 10.44% | 10.95% | 10.94% | 11.51% |
| 37 months | 11.50% | 12.13% | 12.00% | 12.68% |
| 48 months | 11.25% | 11.85% | 11.75% | 12.40% |
| 60 months | 12.00% | 12.68% | 12.50% | 13.24% |
Eligibility
- You have to deposit a minimum 10,000 LKR
- You have to invest minimum 1-month duration to a maximum of 5 years
- You must be aged 18 and above
How to apply?
Visit nearest Softlogic Finance and Speak to one of our staff who will guide you.
Please call – Mr. Lasitha Stephen - 0703 236 270
Please call – Mr. Lasitha Stephen - 0703 236 270
Inquire now
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