Fixed Deposits
We encourage you to invest in Fixed Deposits as a saving tool for your future.
You can apply for fixed deposits of minimum one (1) month to a maximum of five (5) years.
Government Advance income tax is applicable.
Fixed Deposit Rates - At Maturity
(20th January 2026)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | 8.68% | 9.03% | 8.68% | 9.03% |
| 3 months | 9.26% | 9.59% | 9.26% | 9.59% |
| 6 months | 9.68% | 9.91% | 9.68% | 9.91% |
| 12 months | 11.18% | 11.18% | 11.68% | 11.68% |
| 15 months | 11.18% | 11.03% | 11.68% | 11.52% |
| 18 months | 11.18% | 10.89% | 11.68% | 11.36% |
| 24 months | 12.50% | 11.80% | 13.00% | 12.25% |
| 36 months | 13.00% | 11.60% | 13.50% | 12.00% |
| 48 months | 12.00% | 10.30% | 12.50% | 10.67% |
| 60 months | 13.50% | 10.87% | 14.00% | 11.20% |
Fixed Deposit Rates - At Monthly
(20th January 2026)
| Period | Normal | AER | Senior Citizens | AER |
|---|---|---|---|---|
| 1 month | - | - | - | - |
| 3 months | 8.89% | 9.26% | 8.89% | 9.26% |
| 6 months | 9.28% | 9.68% | 9.28% | 9.68% |
| 12 months | 10.64% | 11.18% | 11.10% | 11.68% |
| 15 months | 10.64% | 11.18% | 11.10% | 11.68% |
| 18 months | 10.64% | 11.18% | 11.10% | 11.68% |
| 24 months | 11.84% | 12.50% | 12.28% | 13.00% |
| 36 months | 12.28% | 13.00% | 12.73% | 13.50% |
| 48 months | 11.39% | 12.00% | 11.89% | 12.50% |
| 60 months | 12.73% | 13.50% | 13.23% | 12.75% |
Sri Lanka Deposit insurance Scheme coverage limit is LKR 1,100,000/- per depositor
(as per Direction no 02 of 2025)
Eligibility
- You have to deposit a minimum 10,000 LKR
- You have to invest minimum 1-month duration to a maximum of 5 years
- You must be aged 18 and above
How to apply?
Visit nearest Softlogic Finance and Speak to one of our staff who will guide you.
Please call – Mr. Lasitha Stephen - 0703 236 270
Please call – Mr. Lasitha Stephen - 0703 236 270
Inquire now
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