+94 11 2 359 700
About Us
Softlogic Finance PLC

Softlogic Finance PLC is a licensed finance company, incorporated in 1999 and licensed by the Monetary Board of the Central Bank of Sri Lanka under theFinance Business Act No. 42 of 2011.

The company is a premier financial powerhouse engaged in the granting of SME working capital loans, business loans, lease and hire purchase facilities, group personal loans, consumer loans, gold loans, other credit facilities and the acceptance of fixed deposits and the operation of savings accounts.

The company has been on an accelerated expansion drive and has established its presence in 36 locations, comprising of 30 branches and 6 standalone pawning centres.


To be the preffered non-banking financial institution in Sri Lanka.


To strive to delight our customers through custom- made financial solutions, served through our professional and highly motivated team, committed to excellence. To create shareholder value through stability and above- average returns. To sustain our continued commitment to being a good corporate citizen, and make a positive contribution to the community and environment.



We are committed to a result - oriented culture. We place customers at the centre of our activities and we hold ourselves responsible to deliver what we promise in keeping with customer need 


We constantly challenge conventional wisdom and develop new solutions to meet customer requirements.


We act fairly and honestly. We believe in ethics and trans-parency in all our dealings

Human Capital

We benefit from the diversity of our business and our people by working together to achieve success. We treat all our staff with respect and dignity, provide opportunities to their career enhancement and reward them for good performance


We always strive to be the best in our business and posses a will to win

Corporate Responsibility

We care for the community and the environment taking the responsibility to protect them. We are a good corporate citizen and support worthy causes and CSR projects.



Corporate Information
The Company

Softlogic Finance PLC

Holding Company

Softlogic Capital Limited

Legal Form

Incorporated 24th August 1999 under the Companies Act No 17 of 1982

Re-registered under the Companies Act No. 7 of 2007 on 29th September 2008

Registered under the Finance Companies Act No. 78 of 1988

Registered under the Finance Leasing Act No. 56 of 2000

Approved Credit Agency under the Mortgage Act No 6 of 1949 and Inland Trust Receipts Act No 14 of 1990.

Quoted in the Colombo Stock Exchange on January 22, 2009

Registered under the Securities & Exchange Commission of Sri Lanka Act No. 36 of 1987 as Margin Provider

Company Registration Number


Tax Payer Identification Number


Central Bank Registration Number

Finance Lease Company - FLA/56

Accounting Year End

31st March

Registered Office

No. 13, De Fonseka Place, Colombo 4

Principal Place of Business

No. 13, De Fonseka Place, Colombo 4.
Tel : 94-11- 2307284 - 8, 94-11- 2359600
Fax : 94-11- 2307289
E-mail: info@softlogicfinance.lk

P W Corporate Secretarial (Pvt) Limited 
No.3/17, Kynsey Road 
Colombo 8



DFCC Vardhana Bank
Sampath Bank
Bank of Ceylon
Commercial Bank
Seylan Bank
Hatton National Bank
Pan Asia Banking Corporation
People’s Bank
Nations Trust Bank
Deutche Bank

Legal Advisors

Nithya Partners

Board of Directors

Mr. Ashok Pathirage (Chairman)
Mr. Harris Premaratne (Deputy Chairman)
Mr. Nalin Wijekoon (CEO)
Mr. B.H.S.Jayawardene
Mr. Chris Corea
Mr. Dushan Soza
Mr. S N P Palihena
Mr. Tuan Iftikar Ahamed

Management Committee

Ms. Indresh Fernando - Chief Operating Officer
Ms. Monika Ranasinghe - Deputy General Manager
Mr. Nalaka De Silva - Assistant General Manager
Mr. Hemantha Silva - Senior Manager
Mr. Shehan Uduwara - Senior Manager
Mr. Gangadharan Murrlidhar - Senior Manager
Mr. Bharatha Manjula - Senior Manager
Mr. Ashok Jayantha Perera - Head of Deposits Mobilization



Board of Directors

Mr. Ashok. Pathirage


Mr Pathirage founded Softlogic in 1991 and has served the Softlogic Group as the Managing Director from the inception. He was appointed as the Chairman of the Group in 2000. He is one of the most dynamic and successful businessman in Sri Lanka and is also the Chairman / Managing Director of the Asiri Group of Hospitals. He started his career at a leading Blue Chip Company in Sri Lanka and has over 25 years of experience at Senior Managerial capacity in the Information Technology Industry and in the Business world. He is instrumental in developing the Softlogic Group from a Software Development Company into a successful retail Group.


Mr. Harris Premaratne

Deputy Chairman

 A leading banking professional Mr. Harris Premaratne who is already on the Board of Softlogic Group companies including Asiri Hospital Holdings PLC, Asiri Surgical Hospital PLC, Asiri Central Hospitals PLC and Central Hospital Ltd, is appointed as the Deputy Chairman of the Soft Logic Finance PLC effective 1st January 2015.  

Mr. Premaratne has over 42 years of banking experience with expertise in the areas of Trade Services, Trade Finance, Corporate Credit, Corporate Finance, Recoveries and Correspondent Relations, and was the Senior Deputy General Manager Corporate Banking at Commercial Bank PLC, former Chief Executive Officer of Cargills Bank and Managing Director of Sampath Bank PLC. In addition, he was a Director of the Sri Lanka Credit Information Bureau (CRIB)and was the Chairman of the Technical Advisory Committee of the Sri Lanka Banks’ Association. 

 He is an Associate of the Chartered Institute of Bankers of London and a former President of Sri Lanka Banker’s Association.



Mr. Nalin Wijekoon

Director / CEO
Mr Wijekoon is a fellow Member of Chartered Institute of Management Accountants, London and Associate member of the Institute of Chartered Accountants of Sri Lanka. Finalist of the Institute of Bankers (Sri Lanka). He has worked in Peoples' Bank as a Finance Officer from 1978 to 1990. Then he has joined KMPG Ford Rhodes Thornton as the Branch Manager, Kandy, in 1990 and joined DFCC as a Project Officer in 1992. He joined Vanik Incorporation Ltd as Asst. Vice President - Finance in 1994. He has undergone numerous training programs in Sri Lanka and Overseas, including training in Harvard University, Boston, USA. He counts for more than 25 years of experience in the Financial Sector.

Mr. Chris Corea

Mr. Chris Corea holds BSc (Hons) degree from the University of Colombo. He has obtained his MBA and MSc degrees from the same University. Mr. Corea has completed his CIMA Examinations in 1983. He is a member of the Computer Society of Sri Lanka (former Treasurer), the Chartered Institute of Management Accountants (UK) and the Natural History Society of Sri Lanka (former President).

He started his career at Computer Service Bureau as an Analyst Programmer and has extensive experience at John Keells Group and Jaykay Computer Services. He served with the Keells Group as the head of the MIS Division of the Group where he was responsible for the Software Development and IT consulting for the entire group until he left the group in 2004 to launch Riscor Consultants a software products company. 

Mr. Corea was a visiting lecturer on the MBA Programme of the University of Colombo for a period of 5 years.

Mr. Dushan Soza

Mr. Dushan Soza has more than 25 years of experience in Leadership and Senior Management Positions in local and international organizations. Key capabilities in Leadership and Governance, Brand Marketing, Infrastructure and Strategic Dev. In depth experience in setting up and running BPO operations with special focus on People & OD and Team Building. Strong Networking with Influencers, Industry Leaders and Private and Public Sector. 

Guest Speaker – Invited Guest Speaker at CIMA International World Conference KL Malaysia 2009, Outsourcing World Sydney Australia 2008, many local annual conferences such as CIMA, ACCA,CMA, International ISACA on Risk and Compliance, Annual HR conference and National CEO Forum on HR. Featured in International magazines. 

BPO industry thought leader / SLASSCOM Founder Board Member, Many interviews by local and international media on industry and skills development. Currently he is working for WNS Global Services Private Ltd as the Managing Director / Chairman (Sri Lanka and Head of Ops Legal vertical WNS worldwide).

Mr. S. N. P. Palihena


Mr S N P Palihena was appointed to the Board of Softlogic Finance PLC as an Independent Non-Executive Director on 17 March 2014. In addition he serves on the Board of E.B. Creasy & company PLC and some of its subsidiaries. He also serves on the Board of a subsidiary of The Colombo Fort Land & Building PLC. Mr. Palihena currently holds Directorships in SMB Leasing PLC and several companies of the Hirdaramani Group.He was a former Chief Executive Officer/ General Manager of Bank of Ceylon and has a distinguished banking career spanning almost 40 years. He also worked at the National Development Bank of Sri Lanka for a period of over 3 years and is a former Director of DFCC Bank. Mr. Palihena is a Fellow of the Chartered Institute of Bankers - UK and a Fellow of the Institute of Bankers, Sri Lanka. He holds a Postgraduate Diploma in Business and Financial Administration from The Institute of Chartered Accountants of Sri Lanka.


Mr. Tuan Iftikar Ahamed


 Mr Iftikar Ahamed is an Executive Director at Softlogic Holdings Limited and counts 27 years of experience in a wide rage of métiers within the financial services industry. He has specialist knowledge and exposure in the Treasury area and extensive Banking experience both in Sri Lanka and overseas having held senior positions at Nations Trust Bank PLC and Deutsche Bank AG.


Senior Management

Ms. Indresh Fernando

Chief Operating Officer

Ms. Indresh Fernando is fellow of the Chartered Institute of Management Accountants (UK)  and counts for over 18 years of experience in the Accountancy profession  in diverse sectors such as Financial services, Inbound travel, Telecommunications, Out bound travel and Leisure sector. She has held several   senior positions in the Corporate Sector and has served in the capacity of Sector Finance Director at both Hemas Transportation sector and  Hemas Hotels sector ( Serendib group) prior to joining.

Ms. Monika Ranasinghe

Deputy General Manager

Monika Ranasinghe transferred to the Softlogic Finance from Softlogic Brands (Pvt) Ltd as Deputy General Manager and heads the Finance Division of the company. She has more than 13 years of experience in Finance field and held the Leadership and Senior Management positions. She possesses a MBA (specialized in Finance) of Southern Queensland in Australia and Member of the Association of Accounting Technician of Sri Lanka (AAT) and Associate Member of the Institute of Chartered Accountants of Sri Lanka (ICASL). She started her career as an Internal Auditor from Ernst & Young, and has worked in St. Anthony’s Industries (Pvt) Ltd as an Assistant Credit Controller/Accountant and was the Accountant/Head of Treasury in Ceylon Pencil Co. (Pvt) Ltd.   Prior to transferring to the Softlogic Finance, she has engaged in Softlogic Retail (Pvt) Ltd from 2012 as the Finance Manager.

Mr. Nalaka De Silva

Assistant General Manager

Nalaka joined Softlogic finance with nearly eighteen years’ experience in the field of Leasing & Collections with exposure to Litigation & debt recovery. He was in the managerial grade for over 10 years. Prior to Softlogic Finance he held the position of Manager – Consumer Collections (Consumer Loans & Credit Cards) at the Nations Trust Bank with a proven track record. He has been managing a large team of collectors, supervisors and assistant managers and was also responsible for their training and development. He has attended in many professional training programmes in collections and recoveries held both locally and internationally, with special emphasis on recovery strategy formulation and work-flow designs. Prior to Nations Trust Bank, he worked for Bartleet Finance PLC for eight years holding numerous positions. He had also held the position of Labour Welfare Officer at Diplomatic Labour Welfare in Cyprus, representing the Sri Lankan government and the Foreign Employment Bureau of Sri Lanka.

Mr. Hemantha Silva

Senior Manager

Hemantha presently heads the Group Personal Loans Division. He joined the Seylan Bank PLC as a Banking Assistant in 1996 and held the positions of Senior Banking Assistant, Supervising Officer and Junior Executive in Pramuka Savings & Development Bank during the period from 1999 to 2004. Prior to joining with Softlogic Finance PLC as Assistant Manager, he has worked in Assetline Leasing Co. Ltd as a Senior Executive for 6 years.

Mr. Shehan Uduwara

Senior Manager

Shehan joined the group to strengthen the recoveries arm of the Company which became imperative to keep abreast with the envisioned and expanding business activities. He counts 10 years of experience of which 8 years tallying to experience in Managerial capacity at Nations Trust Bank and the remainder in house. His experience reckon-up strategic and effective means of result oriented expertise focused on Credit Risk Management. More importantly his abilities in meeting commitments and deadlines in operational settings have been decisive in bringing about desired results. Shehan is also backed with the knowledge of providing administrative and strategic guidance and feedback in all areas combined with consumer loans and credit inclusive of onward processing.

Mr. Gangadharan Murrlidhar

Senior Manager

Mr. Murralidhar overlooks the Gold Loans units of the company. He was a Partner of S D Jewels Mart for a period of 4 years. From 2002 – 2009 he was the Proprietor of S R Jewels Mart. In 2010 he joined Ariyawansa Investments & Jewellers as a Branch Manager. Prior to joining to Softllogic Finance he has worked at The Finance Co. Plc as Manager – Pawning.

Mr. Bharatha Manjula

Senior Manager

Mr. Bharatha Manjula has more than 15 years of experience in Leadership and Senior Management positions in local and international organizations. Key capabilities in IT, Quality Management & HR. He is an Associate Member of the Ceylon Hotel School Graduate Association (CHSGA), an Affiliate Member of the Institute of Personnel Management (IPM) and a certified Internal Assessor of TATA Quality Management Services (TQMS), India. 

He started his hospitality career in 1992 with Taj Group of Hotels and later joined the Lotus Hospitality Group in Dubai as Corporate HR Manager, which oversee 05 hotels. He has worked in Reed Lanka Holdings Pvt. Ltd, the holding company of 05 companies, as Group Manager – HR & Compliance, prior to joining with Bartleet Finance PLC as Senior Manager – HR & Administration

Mr. Ashok Jayantha Perera

Head of Deposits Mobilization

Mr. Perera joined Softlogic Finance on 21st December 2015 as Head of Deposit Mobilization and he overlooks Deposits & Savings Division of the company. He has more than 31 years of experience in Banking field and held the Leadership and Senior Management positions in Sales & Marketing, Treasury and Branch Operations. He has completed Banking Diploma Examination, Diploma in Treasury Investment & Risk Management at Institute of Bankers of Sri Lanka. He started his career in 1980 with Eswaran Brothers, Colombo, and has worked at Habib Bank Limited, Colombo as Manager Treasury. Prior to joining with Softlogic Finance, he was engaged in MBSL Savings Bank as Head of Branch Operations and his last position was Head of Treasury.


Financial Statement
   2013/14*   2012/13*   2011/12*   2010/11   2009/10   2008/09   2007/08 
Gross Income         3,338,543         2,277,546         1,534,039          650,610          346,881          309,382          206,663
Profit Before Tax            228,450            233,180            194,928            84,787            26,162            17,761            21,853
Taxation              62,796              69,126              74,101            16,251              2,558              3,862              7,666
Profit After Tax              164,053            120,827            68,536            23,605            13,899            14,187
As at 31 March              
Investments         1,600,660            193,668              70,486          299,225          105,031            13,232            42,077
Loans & Receivables         3,887,397         3,352,910         2,240,649          408,278            30,793            28,294            46,035
Lease & Hire Purchase Rentals Receivables         8,324,788         7,221,967         6,004,641       3,371,328       1,526,854       1,002,663          833,206
Vehicle Stocks            375,798            105,235              10,209              4,855            10,288            10,259  - 
Real Estate Stocks              59,723              37,858              39,258            16,647            15,848            15,365  - 
Property & Equipment            312,247            177,863            176,248            39,587            17,413            23,332            28,260
Other Assets         3,699,126         2,129,302         1,534,250          298,478          161,481            74,129            75,417
        18,259,739       13,218,803       10,075,741       4,438,398       1,867,708       1,167,274       1,024,995
Public Deposits         9,312,743         6,956,951         4,681,850       1,584,807          821,816          406,768          225,480
Borrowings         6,484,267         4,234,833         3,717,284       2,008,094          633,222          453,121          497,749
Other Liability         1,175,386            822,422            568,527          314,311          195,149            93,404          101,684
        16,972,396       12,014,206         8,967,661       3,907,212       1,650,187          953,293          824,913
Share Capital/Stated Capital         1,003,231         1,003,231         1,003,231          468,174          200,646          200,646          200,646
Reserves            284,112            201,366            104,849            63,012            16,875            13,335                (564)
          1,287,343         1,204,597         1,108,080          531,186          217,521          213,981          200,082
Earnings Per Share (Rs.)                       4                       4                       4                     3                     1                     1                     1
Net Assets Per Share (Rs.)                     35                     32                     30                   20                   11                   11                   10
Debt Equity Ratio (times)                     13                     10                       8                     7                     8                     4                     4
No. of Employees                   502                   467                   550                 291                 103                   48                   33
Supporting Network                       17                     16                     9                     8                     8                     8
*Financial Years 2013/14, 2012/13 and 2011/12 have been prepared based on SLFRSs.